Put a Stop to Creditor Harassment
There are many cases where individuals are suffering from financial hardship for many different reasons. This can result in creditors not receiving the payments they require. When this happens, they may turn the debt over to a collections agency in order to secure payment of the outstanding debt. If you are facing extensive calls, unethical methods to try and coerce you to pay, or other forms of harassment, then you have options. Whatever your reasons are, you have rights as to fair debt collection.
Creditor harassment is illegal!
According to the Fair Debt Collection Practices Act, http://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text, a creditor or collection agency is guilty of harassment when they employ unethical methods to secure payment such as the following:
Attempting to contact debtors at inappropriate hours
Threats or profanity
Calling a debtor at his or her workplace after being asked not to
Not restricting communication to the debtor to that which is permissible
Pretending to be someone other than a debt collector, such as an attorney
Threatening jail time
Making contact after being informed that you have legal representation
Notifying family or coworkers about your debt
Per this act, you are able to sue collection agencies for harassment. If you are being harassed to pay a debt, then I will be able to work with you in order to pursue damages for the inconvenience you have suffered and the emotional hardship that has wrongfully been inflicted on you.