Our Attorneys are dedicated to stopping banks and other debt collectors from engaging in unlawful and unacceptable behavior. Our consumer protection department has a successful track record of recovering damages for our clients, and is one of the only firms in the country to have collected punitive damages in a debt harassment case. With the assistance of a debt harassment attorney at The Berman Law Group, you may have an opportunity to return to a harassment-free life and recover the compensation to which you are entitled.
Debt Harassment Laws
There are three main laws which offer consumers protection from debt harassment and remedies for violations of these statutes.
Fair Debt Collections Practices Act (FDCPA): This federal act sets limitations on behaviors debt collectors may and may not engage in while attempting to collect debt from consumers. Additionally, it provides consumers who have been illegally harassed by debt collectors the right to sue for monetary and injunctive relief.
Florida Consumer Collection Practices Act (FCCPA): This Act was passed by Florida legislature expanding on the FDCPA to broaden the scope of protection for consumers. The FCCPA applies their regulations to debt collectors as well as creditors, the latter of which are not bound by the FDCPA regulations.
Telephone Consumer Protection Act (TCPA): This federal act entitles consumers who receive robocalls from collectors on their cell phones to compensation—up to $1,500 per call.